Welcome to the Plumis fire protection blog. Stay informed about domestic fire safety, fire building regulations and ADB-compliant solutions for open plan living. Please feel free to browse through the posts and comment about what you read.

Friday, 15 December 2017

Why Building Insurers Are Excited About Smart Water Mist Sprinklers

There are an estimated 365,000 residential fires each year in the United States alone. Of which, approximately 180,000 starts in the kitchen. The average cost is $45,000 leading to an economic cost of at least $7 billion. Multiple residencies such as student housing, retirement homes, shared accommodation and flats with communal kitchens are all high-risk categories and increasing concerns for property owners and insurance companies alike.

Automist, a new smart water mist sprinkler system, has the advantage of being designed to be compatible with the majority of building layouts and ease of retrofit without major disruption. When installed in the course of a major refurbishment project, the advantage is twofold: disruption is minimised, and volume pricing offers exceptional value.

A common concern to all building insurers and insurance holders alike is the requirement to meet standard regulations and fire safety laws. Automist Smartscan is the only product of its kind that has been approved by the National Fire Protection Association (NFPA) in the US. In addition to compliance with building regulations (review our standards for more detail) this fire mist system has been thoroughly tested and adheres USA standards for code 904.11 and for limited water and well water regulations. Because of this, insurers are able to confidently recommend Automist Smartscan to a wider range of clients since the products can be utilized not only in new builds, but also, in retrofitted refurbishments.    

What makes Automist unique is that unlike other sprinkler systems, this technology only uses up 5.6 litres of water per minute, and as a result, causes minimal water damage to the room or content. This is ideal for insurers, who, often need to implement high interest rates to make up for the loss they face when paying out a client’s claim. Since the fear of high interest rates and complicated regulations are the main reasons why building/home owners are cautious about choosing building insurance or even opt out all-together, this relief of pressure enables a stronger homeowner/insurer relationship down the road. 

Hear a professional insurer’s view of Automist watermist system.

Whether you’re a homeowner or property owner of a larger multiple resident building, making sure your property complies with all fire safety regulations and complies with insurance terms can be very complicated and even then, can still be very hard and costly to make a claim in event of a fire. Automist can be used as a more convenient alternative to fire sprinklers to meet Building Regulations and is particularly suitable for retrofit and shared residencies like flat towers or nursing homes.

No comments:

Post a comment